The Florida Fair Foreclosure Bill Is Dead - Or Is It ???
The Florida Fair Foreclosure Bill is dead for now. But, will the Florida Fair Foreclosure Act come back to life in 2013 ?
Kathleen Passidomo's pet bill is dead. I don't want to sound harsh, but I'm glad it's dead because this bill should never have been in the Florida Legislature to start with. It was a piece of trash when it started and it was a piece of trash when the Florida Legislature closed it's 2012 session without passing the bill.
The biggest question is: Who will sponsor the bill again next year? Will it be Ms. Passidomo? Will it be another member of the Florida Legislature that the banks feel they can manipulate? I don't know; however, you can best believe that I will be watching.
I guess the Florida economy will continue to suffer as more people get foreclosed upon, but sadly, these individuals will have the ability to contest their cases in a court as they should. Oh, and yes, these litigants will have the ability to use the current rules of procedure and evidence, which are more than adequate today without adding a new way for the banks to take our neighbor's homes.
Don't get me wrong. I'm not saying anyone should get a free house. I am saying that before a bank can take a home, they better damn well be sure that they have their paperwork in order. It is shocking to me that our legislature is not working on that issue in the wake of the robo-signing scandel.
I am also saying that if an individual has a legitimate defense to foreclosure; then he should have access to a Courtroom, a Judge and the right to be heard.
I will get off the soapbox now. But I will be watching.
This post was submitted by Carmen Dellutri, Esq., founder of The Dellutri Law Group, P.A. Currently, the firm has offices in Port Charlotte, Fort Myers, Naples and Sarasota. Mr. Dellutri also sits on the Board of American Board of Certification. Mr. Dellutri is also one of the founders of the Bankruptcy Law Network, Debt Law Network, Credit Law Network, and Mortgage Law Network. Mr. Dellutri also writes for the firm's personal injury litigation blog. Mr. Dellutri also writes for the firm's other blogs: www.faircreditreportingactblog.com and www.fairdebtcollectionpracticesactblog.combankruptcy blog.
