http://www.floridamortgagemodificationlawyer.com/ Published by The Dellutri Law Group, P.A. en-us 2010-03-08T11:51:09-05:00 http://www.floridamortgagemodificationlawyer.com/2010/03/mortgage_modification_in_lee_c_1.html Once again the Government fumbles the ball when it comes to Southwest Florida Homeowners. It started with trying to keep people in their homes with HAMP and HARP. Now, after realizing how poorly planned and executed the programs are, the... Carmen Dellutri 2010-03-08T11:51:09-05:00 http://www.floridamortgagemodificationlawyer.com/2010/02/florida_consumer_protection_an_1.html Recently, a new bill has been introduced in Florida. The Bill is called: Florida Consumer Protection and Homeowner Credit Rehabilitation Act. This is one of the most Anti Consumer Bills that I can recall. The Florida Bankers Association presented this... Carmen Dellutri 2010-02-22T07:04:54-05:00 http://www.floridamortgagemodificationlawyer.com/2010/02/please_allow_this_to_serve.html Please allow this to serve as a response to Mr. Alex Sanchez’s Guest Opinion. I will address Mr. Sanchez’s arguments one at a time, but before I do, a little bit of reality needs to be served up. Let’s start... Carmen Dellutri 2010-02-22T06:42:11-05:00 http://www.floridamortgagemodificationlawyer.com/2010/02/nonjudicial_foreclosure_is_rid_2.html Non-judicial foreclosure is not the answer to the Florida foreclosure problem. The answer to the foreclosure problem is open communication between a lender and a homeowner. The Florida Supreme Court recently addressed a problem that the Florida Governor and the... Carmen Dellutri 2010-02-22T06:33:55-05:00 http://www.floridamortgagemodificationlawyer.com/2010/02/nonjudicial_foreclosure_is_rid.html Thirdly, Mr. Sanchez states that the current judicial process in Florida takes one to two years. Where is the factual basis for this statement? Sure, some foreclosures last a year or two but that is not the result of the... Carmen Dellutri 2010-02-22T06:27:45-05:00 http://www.floridamortgagemodificationlawyer.com/2010/02/nonjudicial_foreclosure_is_rid_1.html It is ultimately the lenders decision whether to deny a modification. It is the lenders who decide not to allow a principal reduction. It is the lender who decides not to lower the interest rate. It is the lender who... Carmen Dellutri 2010-02-22T06:21:50-05:00 http://www.floridamortgagemodificationlawyer.com/2010/02/mediation_of_foreclosures_one.html Ladies and Gentlemen: A bill was introduced by Florida Senator, Dave Aronberg, which would make mediation an option in mortgage foreclosure cases where the foreclosure is against a homestead. Here is the story:... Carmen Dellutri 2010-02-13T07:52:55-05:00 http://www.floridamortgagemodificationlawyer.com/2010/02/mortgage_modification_fails_be.html Recently, WINK News did a story on one of our clients. This is no ordinary client. He and his wife are professionals, and they properly documented this story. Each and every word of what this gentleman states is true. I... Florida Mortgages Carmen Dellutri 2010-02-13T07:33:16-05:00 http://www.floridamortgagemodificationlawyer.com/2010/01/home_affordable_modification_p_1.html Well it's 2010, and I am wondering what the Federal Government is going to do about the failing Home Affordable Modification Program. (HAMP). When the President ran for office, one of his rallying cries was that he was going to... Carmen Dellutri 2010-01-19T07:29:06-05:00 http://www.floridamortgagemodificationlawyer.com/2009/11/foreclosures_still_on_the_rise_in_florida.html Government officials are telling us that the recession is over, but the foreclosure crisis is still increasing in Florida and nationwide. Realty Trac released its US Foreclosure Market Report for the third quarter of 2009, which shows that foreclosure filings... Florida Mortgage Law Shannon Houk 2009-11-06T10:57:04-05:00